Tabful is on Google Play: a bill splitter where both sides agree

The arithmetic of splitting a bill is easy. The trouble starts afterwards: who paid, who has settled, and whether a payment really happened the way both people remember it. Most disputes over shared money come from a fuzzy record, not from fuzzy arithmetic.

Tabful is built to keep that record clear and shared, so everyone in a group sees the same balances on their own phone.

You can split a bill five ways: equally, by exact amounts, by percentages, by shares, or item by item with tax and tip included. Tabful works in whole paise, so the parts always add up to the total. Groups come in ten types, such as trips, flats, couples and events, and each group has its own currency. Tabful never adds rupees to dollars into one total.

People join a group with a link, a QR code or a short code, and you can add someone by name before they join and merge them with their account later. In groups of three or more, an expense can have several payers. Tabful also works out the fewest payments that settle everyone, so four friends are not each repaying every bill. Recurring expenses, receipt photos, and CSV and PDF export are included, and a Splitwise CSV export can be imported.

When you mark a payment as made, the other person gets a notification and approves or declines it. Only then do both balances change. If you got it wrong, you can withdraw it while it waits, and if the other person declines, nothing changes.

Tabful does not move money. For UPI it opens your UPI app with the amount and your friend's UPI ID ready, and you tell Tabful whether the payment went through. It never assumes it did, and it does not store card or bank details.

You sign in with Google or with an email and password. Group members see your name and avatar colour, and your email stays private. The app can lock behind your fingerprint or face, and you can delete your account inside the app from Profile, then Security, then Delete account.

The app's own privacy and data pages list exactly what it collects and what deletion removes. Read them before you rely on any app with money records, ours included.

Splitting, groups, syncing, exports and settling up are free, and the free app shows small banner ads. Tabful Pro, which removes the ads and the watch-a-video limits when adding expenses, is priced at ₹99 a month or ₹999 a year in India, and US$2 a month or US$24 a year elsewhere. It is not on sale yet, and there is no free trial.

Tabful runs on Android only. There is no iPhone version yet. Friends need the app too if you want to share a group and see the same balances.